OtO is proud to partner with Affirm to allow you receive your purchase now and pay over time. At checkout you will have the option to select Affirm as a payment method.
Affirm tells you the total amount you'll pay up front. That number will never go up. You choose the payment schedule that works best for you. Affirm doesn't charge late fees or hidden fees of any kind, ever.
To learn more and check your eligibility, click "See if you qualify" at otolawn.com/pages/step-1.
Frequently asked questions
Can I pay off my purchase early?
Yes, there is no penalty for paying early.
How do I make payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Where can I learn more about Affirm?
You can visit their website at Affirm.com.
Payment options are offered by Affirm, are subject to an eligibility check, and may not be available everywhere. Options depend on your purchase amount and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender License. For licenses and disclosures, see affirm.com/licenses.
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